Whenever you are enlisted no less than 1 / 2 of-amount of time in a qualified studies program at the one of several schools listed below, this option is for your. Unless you see your university listed below, check out our Fold Graduate Financing page!
Please note one to Manager Education apps offered using HBS and you may HKS, and you will programs offered because of HBS On the internet aren’t qualified to receive resource in Harvard Scholar or Fold Scholar Mortgage software.
A love you can rely on.
Harvard FCU is pleased to give positive loan choices for Harvard scholar children. We try and then make your time and effort at the Harvard stress-100 % free, by assisting to fulfill their capital requires and you will simplifying the borrowed funds installment procedure. Your focus on your own studies, and we will be around to ease debt worries!
Note: You will want to just apply for financing you want to obtain. Harvard FCU notifies brand new Harvard Educational funding Work environment of every applications acquired, as well as can get expect the fresh new disbursement out-of loans. If you had other finance to cover your own degree, and want to track down financial degree, you’ll be able to unlock a beneficial Harvard FCU checking account from another location. For recommendations, kindly visit
Mortgage Limitations
Harvard Providers College or university Limit amount borrowed is the cost of attendance less most other help gotten (perhaps not surpassing $ninety,000 per year) Shared education candidates: HBS certifies money centered on HBS policy for academic terms when HBS determines your financial help package
Note: If you find yourself applying for money after the instructional year enjoys ended, excite contact the brand new School funding Work environment in advance of entry the application to choose your own qualification.
Secret Features
Competitive fixed speed choices 0.25% interest protection having loan places New Haven automated recurring payments Zero cosigner required (0.25% interest rate prevention that have accredited cosigner) Instant conditional approval Complete deferment if you are signed up at the least 1 / 2 of-time in good Harvard University scholar system 9-month elegance several months Zero prepayment charges You.S. bank account added to mortgage (at the no additional costs) Much easier loan closing cities through the Harvard University campuses Harvard FCU financing meet the criteria for JD LIPP, susceptible to LIPP recommendations, and other Harvard LRAP applications (ten season loan title necessary)
Terms and conditions Incorporate. In order to meet the requirements, a borrower have to be approved on the or enlisted within a qualified Harvard graduate university at the least 50 % of-go out, and really should fulfill most of the requisite underwriting and document criteria. You are an eligible residential debtor if you are a You.S. Citizen or permanent citizen. All of the all over the world borrowers have to solution an enthusiastic OFAC examination, and you may programs may not be recognized from owners otherwise customers out of OFAC sanctioned countries.
step 1. Interest & Apr. Your own interest rate relies on the term solution you decide on. You can also discovered a lowered rates when the a qualified cosigner try of the your application. The fresh Annual percentage rate assumes youre enlisted to have 48 months, enjoys a beneficial 9 times grace several months just before repayment begins, as well as the reduced speed accounts for which have an experienced cosigner associated together with your loan. Interest was recharged every day about life of the borrowed funds, delivery the first date out of disbursement, throughout college, through any grace or deferment months, and you may end if loan is paid-in full. You’re not expected to paying the your loan whenever you are subscribed to college and via your grace period, you tends to make principal and desire money any moment. Harvard FCU will not deal with prominent just costs. The payment is actually earliest placed on costs, desire, immediately after which principal. Computations was prices merely. Actual rates and percentage advice may vary depending relevant terminology.